CPIO, Punjab National Bank should provide information to the widow of Army personnel , proprietor of Om Gas Agency, Smt Rajesh Sharma

 Sought information-the applicant is seeking information regarding the following enquiries made as follows.

1-Can you auction the house of the applicant if there may be balance of Rs.50 in C.C. Account of the applicant by misusing provisions of SARFAESI Act 2002?

Please provide reasonable reply as Right to reason is the indispensable part of the sound administrative system.

2-Please provide the name and designation of the staff of the bank who verified the stock in the year to cycle 2017 during the sanction of the loan and in the year 2022 during the renewal of the loan.

3-Provide the provision of SARFAESI Act 2002 which allows auction notice in 2019 then renewal of C.C. Account and then one more auction notice in 2023 without due proceedings of law.

4-Provide the provision of SARFAESI Act 2002 which allows chief manager to serve multiple arbitrary notices to borrower by chief manager as done in this case.

Transparency and accountability is must in the dealings of the bank so chief manager of the bank may provide 4 point in formation to the information seeker at the earliest.

Central public information officer of the Punjab National Bank must provide the 4 point information within stipulated time of 30 days as prescribed under subsection 1 of Section 7 of the right to Information Act 2005.

According to K K Thakur, Chief Manager Inspection and Audit, CO: Bulandshahr-

1-It does not matter whatever amount you have deposited as the account is still in NPA category, so legal action can be taken as per bank norms.

2-Your account is NPA since 29-05-2019.

3-Then upon borrower request Competent (Circle Sastra) allowed operation in your Current account on 13-12-2022 under tagging arrangement @ 15% for Cash Credit Account which was valid for 6 months.

4-Competent Authority (PLP RAM) renewed your limit last year but due to unavailability of sufficient stock operation was not possible in CC account.

5-Bank has sympathy for you, but Bank only take action as per the norms only.

6-As last stock statement submitted by you is of only Rs. 704890. Hence the operation cannot be permitted.

An enquiry under Article 51 A of the constitution of India regarding corrupt dealings of Bank.

1-Can you auction the house of the applicant if there may be balance of Rs.50 in C.C. Account of the applicant by misusing provisions of SARFAESI Act 2002?

2-After O.T.S., you did the renewal temporarily and applicant submitted renewal application. According to rule, you had to pursue the procedure of law to make the loan N.P.A. but you have not followed but making mockery of provisions of SARFAESI Act 2002?

3 and 4-As one time settlement was fulfilled by the applicant.

5-In 2017, bank granted C.C. Loan on the same stock and in renewal application they are questioning stock. Whether integrity of Bank staff is not under cloud? Whether it is not corruption?

6-The stock statement submitted by the applicant is of Rs.7025416 obvious from report of chartered accountant dated 20 Oct 2022. Vide page 1 of the attached PDF document to the grievance supported by Stock verification report of staff of Bharat Petroleum Corporation Limited as page 2.

To curb the process of renewal is the part of cryptic and mysterious dealings of the corrupt staff of the Punjab National Bank obvious from their incredible dealings in the matter.

Undoubtedly it is too much surprising that the same stock was sufficient stock in the year 2017 when the cash credit loan was sanctioned by the bank staff and now when the renewal application was submitted then this stock has been insufficient stock. This implies that for the sufficient stock, sympathy of the bank staff is must and to garner their sympathy everyone knows that what the applicant should do? No doubt the applicant is a credible customer of the bank and no loss to the bank because of the applicant but the bank staff because of corruption harassing a vulnerable lady.

This is a humble request of the widow of an army personnel to order an enquiry into the matter of deep-rooted corruption so that rights of a woman may be safeguarded, and her exploitation may stop.

The staff of the bank search deliberate-cunning tricks to harass a woman because of corruption.

Your RTI Request filed successfully.

Please note down the following details for further references.

Registration Number PNBNK/R/E/23/02111

Name Smt Rajesh Sharma

Date of Filing 24-08-2023

RTI Fee Received    10

Payment Mode Internet Banking, Credit or Debit Card / RuPay Card, UPI

SBI Reference number IK0CKPZZI5

Transaction Status Completed Successfully

Request filed with Punjab National Bank

  Contact Details  

Telephone Number 01128044540

Email Id mohansingla@pnb.co.in

Online RTI Request Form Details

RTI Request Details :-


RTI Request Registration number PNBNK/R/E/23/02111

Public Authority Punjab National Bank


Personal Details of RTI Applicant:-

Name Smt Rajesh Sharma

Gender Female


Country India

State Uttar Pradesh

Status Urban

Educational Status Literate

Phone Number Details not provided

Mobile Number +91-9412387549

Email-ID smtrajeshsharma11[at]gmail[dot]com

Request Details :-

Citizenship Indian

Is the Requester Below Poverty Line ? No

(Description of Information sought (upto 500 characters)

Description of Information Sought

RTI application is attached to this online application. Supportive documents are also attached. Please provide the sought information.

Concerned CPIO Nodal Officer

Supporting document (only pdf upto 1 MB)

Enter Registration Number PNBNK/R/E/23/02111
Name Smt Rajesh Sharma
Received Date 24/08/2023
Public Authority Punjab National Bank
Date of action 24/08/2023
Nodal Officer Details :-
Telephone Number 01128044540
Email Id mohansingla[at]pnb[dot]co[dot]in
Beerbhadra Singh

To write blogs and applications for the deprived sections who can not raise their voices to stop their human rights violations by corrupt bureaucrats and executives.

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