Widow of army personnel also sought information from the Punjab National Bank

Your RTI Request filed successfully.

Please note down the following details for further references.

Registration Number PNBNK/R/E/23/02354

Name Yogi M P Singh

Date of Filing 23-09-2023

RTI Fee Received    10

Payment Mode Internet Banking, Credit or Debit Card / RuPay Card, UPI

SBI Reference number IK0CLPGIT3

Transaction Status Completed Successfully

Request filed with Punjab National Bank

  Contact Details  

Telephone Number 01128044540

Email Id mohansingla@pnb.co.in

Online RTI Request Form Details

RTI Request Details :-


RTI Request Registration number PNBNK/R/E/23/02354

Public Authority Punjab National Bank


Personal Details of RTI Applicant:-

Name Yogi M P Singh

Gender Male

Address Surekapuram colony , Shri Laxmi Narayan Baikunth Mahadev Mandir, Riva Road, Mirzapur city

Country India

State Uttar Pradesh

Status Urban

Educational Status Literate

  Above Graduate

Phone Number Details not provided

Mobile Number +91-7379105911

Email-ID yogimpsingh[at]gmail[dot]com

Request Details :-

Citizenship Indian

Is the Requester Below Poverty Line ? No

(Description of Information sought (upto 500 characters)

Description of Information Sought

The information seeker sought information from the regulatory body reserve Bank of India and information is more closely connected with the Punjab National Bank so central public information officer may also provide the information attached to this online application.

The applicant is a human rights defender and an anti-corruption crusader therefore it is natural duty of the applicant to defend the rights of women belonging to vulnerable section from the rampant corruption prevailed in the public system.

An application under subsection 1 of section 6 of the right to information 2005 on behalf of Smt Rajesh Sharma wife of Late army personnel Brij Nandan Sharma to seek information from the regulatory body of the financial institutions in this country i.e. Reserve Bank of India as well as chief Manager of Punjab National Bank concerned in the matter. Right to information act introduced by government of India to promote transparency and accountability in the working of the public authorities.

The staff of the bank search for deliberate-cunning tricks to harass a woman because of corruption by misusing SARFAESI Act 2002 and violating the RBI Master Circular on wilful defaulters vide RBI circular (RBI/2014-15/73 DBR.No.CID.BC.57/20.16.003/2014-15 dated July 1, 2015) SARFAESI Act proceeding can be issued even without notice to the borrower.

Enter Registration Number RBIND/R/E/23/04849

Name Yogi M P Singh

Received Date 29/08/2023.

Public Authority Reserve Bank of India


Date of action 30/08/2023

Details of CPIO :- Name:-CEPD - Smt. Anupam Sonal, Telephone Number:- 022-22630483, Email Id:- cgmcepd@rbi.org.in

Central public information officer of the Punjab national bank may also provide the following information to the information seeker as the matter connects with it more closely, point wise as follows.

1-Can Punjab National Bank auction the house of the applicant if there may be a balance of Rs.50 in C.C. Account of the applicant by misusing provisions of SARFAESI Act 2002?

Please provide a reasonable reply as Right to reason is the indispensable part of the sound administrative system.

2-If the staff of the bank verified the stock in the year to cycle 2017 during the sanction of the loan and in the year 2022 during the renewal of the loan found the same, How can Punjab National Bank may cancel the renewal application in the name of insufficient stock.

Provide the mechanism available to the reserve of India against such corrupt practices of the Punjab National Bank.

3-Provide the provision of SARFAESI Act 2002 which allows auction notice in 2019 then renewal of C.C. Account and then one more auction notice in 2023 without due proceedings of law. Please provide the number of auction notices that can be served to a borrower for the auction of the mortgage and the interval of time between them? 

4-Provide the provision of SARFAESI Act 2002 which allows the chief manager to serve multiple arbitrary notices to the borrower by the chief manager Punjab National Bank as done in this case.

5-It must be noted that the applicant from 27-10-2021 to 02-08-2023, has Deposited 3067312.83 Lack In PNB CC account - 0069008700013264. Punjab National Bank did not renew C.C. Loan by arbitrarily saying agency submitted stock Rs.704890 however Om Gas Agency has stock Rs.70 Lakhs.

Please provide the provision of law which gives the arbitrary powers to the chief manager of Punjab National Bank to deal with the renewal application of the applicant Also provide information how the Regulatory body Reserve Bank of India curb such unlawful practices. Please made available the mechanism.

Transparency and accountability is a must in the dealings of the regulatory body Reserve Bank of India so the central public information officer of the Reserve Bank of India may provide the aforementioned sought information.

Concerned CPIO Nodal Officer

Supporting document (only pdf upto 1 MB)

Enter Registration Number PNBNK/R/E/23/02354

Name Yogi M P Singh

Received Date 23/09/2023

Public Authority Punjab National Bank


Date of action 23/09/2023

Nodal Officer Details :-

Telephone Number 01128044540

Email Id mohansingla[at]pnb[dot]co[dot]in


An anti-corruption crusader. Motive to build a strong society based on the principle of universal brotherhood. Human rights defender and RTI activist. Working for the betterment of societies and as an anti-corruption crusader for more than 25 years. Our sole motive is to raise the voices of weaker and downtrodden sections of the society and safeguard their human rights. Our motive is to promote the religion of universal brotherhood among the various castes communities of different religions. Man is great by his deeds and character.

Post a Comment

Your view points inspire us

Previous Post Next Post