S.B.I. deducted M.I. of amount Rs.8200 from cash credit account of Sudarshan arbitrarily without adjusting margin money into term loan account
Grievance Status for registration number : GOVUP/E/2023/0036379
Grievance Concerns To
Name Of Complainant
Mahesh Pratap Singh alias Yogi M. P. Singh
Date of Receipt
06/06/2023
Received By Ministry/Department
Uttar Pradesh
Grievance Description
Here I am providing a model proof of corruption is being faced by the borrowers. Here we consider the example of Sudarshan Maurya S/O Brij Lal Maurya who paid interest on subsidy of more than three months even after providing subsidy letter of deputy commissioner industry, district industries centre Mirzapur to Branch Manager.
प्रकरण में सम्बंधित से आख्या प्राप्त कर निस्तारण हेतु प्रेषित है आख्या संलग्न है आपका प्रकरण इस कार्यालय से संबंधित नहीं है
Who will pay the detriment suffered by Sudarshan Maurya by paying the interest of four months with mental and physical harassment as well. Here with details are attached.
The matter concerns the deputy commissioner industry, district industries centre Mirzapur addressed to Branch Manager, State Bank of India, District-Mirzapur. Handwritten. Application date-04/11/2022 submitted to Branch Manager. Unfortunately, no action was taken by the branch manager concerned.
Letter number-1250 dated-03 November 2022 in regard to adjustment of margin money claim of the applicant attached as the first page of the attached PDF document to the grievance.
According to concerned staff of the State Bank of India, the margin money provided by the government will be merged into your accounts if you will close this account and take mudra loan to proceed with your business activities.
But the applicant is no more interested with the cumbersome and cryptic proceedings of the bank.
Now the applicant wants to draw the kind attention of the Honourable Sir to the circular of Khadi and Village Industries Commission 3, Irla Road, Vile Parle West, Mumbai, 56
Circular number-PMEGP/MM subsidy/Adjustment/2012-13/23 dated 07 May 2012
Vide last para of attached PDF document which states as
The average working capital availment should be calculated over a period beginning with the first withdrawal of the cash credit and ending on the completion of the three year period from the date of the first disbursement of the loan i.e. term loan or date of ending of lock-in period whichever is earlier.
This categorically implies that now they must merge the margin money in the term loan account of the applicant.
It is most unfortunate that the State Bank of India is run by arbitrary rules and regulations made by its administrative staff for its own convenience.
Moreover, they have deducted monthly interest i.e. M.I. of amount Rs.8200 from my cash credit account arbitrarily with adjusting the margin money into my term loan account. It reflects the tyranny and arbitrariness in the working of the state bank of India which only promotes corruption, and its sole victims are innocent gullible consumers of the bank. Entire relevant documents are attached to the grievance.
Grievance Document
Current Status
Grievance received
Date of Action
06/06/2023
Officer Concerns To
Forwarded to
Uttar Pradesh
Officer Name
Shri Bhaskar Pandey (Joint Secretary)
Organisation name
Uttar Pradesh
Contact Address
Chief Minister Secretariat , Room No. 321, U.P. Secretariat, Lucknow
Email Address
bhaskar.12214@gov.in
Contact Number
05222226350
Grievance Status for registration number : GOVUP/E/2023/0031647
Grievance Concerns To
Name Of Complainant
Mahesh Pratap Singh alias Yogi M. P. Singh
Date of Receipt
15/05/2023
Received By Ministry/Department
Uttar Pradesh
Grievance Description
The matter concerns Deputy commissioner Ashok Kumar, industries and promotion of industries District-Mirzapur. Communication dated 03/05/2023 addressed to District Magistrate Mirzapur in regard to complaint of the applicant.
An application under Article 51 A of the constitution of India on behalf of borrowers to make enquiry regarding the arbitrariness and tyranny originated from deep rooted corruption in the prime minister employment scheme for the unemployed youth. The applicant makes the following enquiry to the concerned accountable staff of the district industrial department.
1-Government provides the subsidy under the prime minister employment scheme. This subsidy is merged by the concerned Bank from which the unemployed youth borrows the money under the scheme. Various cunning tricks are adopted to Harass borrowers by the concerned department in merging the subsidy provided by the government which is the main concern of the borrowers.
Please provide the measures taken by the department to provide the subsidy to the borrowers in their respective accounts.
2-Provide the numbers of borrowers whose 2 years have passed since the date they have borrowed the money from the banks under the prime minister employment guarantee scheme in 5 years.
3-Provide the number of borrowers whose subsidy is still not merged in their accounts and also provide the reason for it.
4- Various borrowers are complaining about the demand of illegal gratification in order to merge the subsidy by the concerned public staff and if the convenience charges are not made they are procrastinating in merging subsidy to their accounts.
Please provide the transparency mechanism adopted by the accountable staff in order to curb such illegal practices. This is my humble request to the concerned staff to ensure the reach of the public assistance to the needy in a transparent and accountable way. The delay in the merging of the subsidy causes extra burden of the interest on the borrowers which must be avoided by the accountable staff of the district industrial management department.
श्रीमान जी प्रकरण का संबंध गरीब बेरोजगारों से है जो किसी ढंग से जीविकोपार्जन कर रहे हैं प्रधानमंत्री स्वरोजगार योजना के तहत ऋण लेकर यदि उनकी सब्सिडी समय से उनके खाते में मर्ज नहीं होगी तो उनके सामने बहुत बड़ा संकट पैदा हो जाता है और उनके ऊपर बैंक ब्याज का अनावश्यक बोझ बढ़ जाता है इसलिए आप उचित कार्यवाही करके इन गरीब बेरोजगारों की मदद करें सब्सिडी मर्ज करने का प्रोसेस पारदर्शिता और जवाबदेही से भरा होना चाहिए किंतु ऐसा हो नहीं रहा है मनमाने तरीके से सब्सिडी रोकी जा रही है और परेशान बेरोजगार एक ऑफिस से दूसरे ऑफिस का चक्कर लगा रहे हैं
Now the applicant wants to draw the kind attention of the Honourable Sir to the circular of Khadi and Village Industries Commission 3, Irla Road, Vile Parle West, Mumbai, 56
Circular number-PMEGP/MM subsidy/Adjustment/2012-13/23 dated 07 May 2012
Vide last para of attached PDF document which states as
The average working capital availment should be calculated over a period beginning with the first withdrawal of the cash credit and ending on the completion of the three-year period from the date of the first disbursement of the loan i.e. term loan or date of ending of lock-in period whichever is earlier.
This categorically implies that now they must merge the margin money in the term loan account of the applicant.
It is most unfortunate that the State Bank of India is run by arbitrary rules and regulations made by its administrative staff for its own convenience.
Moreover, they have deducted monthly interest i.e. M.I. of amount Rs.8200 from my cash credit account arbitrarily with adjusting the margin money into my term loan account. It reflects the tyranny and arbitrariness in the working of the state bank of India which only promotes corruption, and its sole victims are innocent
Current Status
Case closed
Date of Action
05/06/2023
Remarks
प्रकरण में सम्बंधित से आख्या प्राप्त कर निस्तारण हेतु प्रेषित है आख्या संलग्न है आपका प्रकरण इस कार्यालय से संबंधित नहीं है
Rating
1
Poor
Rating Remarks
S.B.I. deducted M.I. of amount Rs.8200 from cash credit account of Sudarshan arbitrarily without adjusting margin money into term loan account. The matter concerns the deputy commissioner industry, district industries centre Mirzapur addressed to Branch Manager, State Bank of India, District-Mirzapur. Handwritten. Application date-04/11/2022 submitted to Branch Manager. Unfortunately, no action was taken by the branch manager concerned. Letter number-1250 dated-03 November 2022 in regard to adjustment of margin money claim of the applicant attached as the first page of the attached PDF document to the grievance. According to concerned staff of the State Bank of India, the margin money provided by the government will be merged into your accounts if you will close this account and take mudra loan to proceed with your business activities. But the applicant is no more interested with the cumbersome and cryptic proceedings of the bank.
Appeal Details
Appeal Number
Date of Receipt
Appeal Text
Current Status
Officer Concerns To
Officer Name
Shri Bhaskar Pandey (Joint Secretary)
Organisation name
Government of Uttar Pradesh
Contact Address
Chief Minister Secretariat , Room No. 321, U.P. Secretariat, Lucknow
Email Address
bhaskar.12214@gov.in
Contact Number
05222226350
To see the attached document to the grievance, click on the link