State Bank of India denied information to Sudarshan Maurya on the flimsy ground because sought information may expose the S.B.I.

8. Exemption from disclosure of information. —(/) Notwithstanding anything contained in this Act, there shall be no obligation to give any citizen,— 

d) information including commercial confidence, trade secrets or intellectual property, the disclosure of 

which would harm the competitive position of a third party, unless the competent authority is satisfied that larger 

public interest warrants the disclosure of such information; 

(e) information available to a person in his fiduciary relationship, unless the competent authority is satisfied 

that the larger public interest warrants the disclosure of such information;

1

31/12/19

4720

Processing charge has been debited for the limit sanctioned

This application is on behalf of Sudarshan Maurya S/O Brijlal Maurya under subsection 1 of section 6 of the Right to Information Act 2005 to seek point wise information from central public information officer, State Bank of India within stipulated time as prescribed under subsection 1 of section 7 of Right to Information Act 2005 as follows.

1-CPIO may provide details regarding charge debited Rs.4720 from the account of Sudarshan Maurya with short description Processing charge has been debited for the limit sanctioned.

2-As reported by S.B.I.as follows-

Further, we confirm that EMI & interest is correctly applied in the accounts maintained by the customer. Account no- 390605420227 is FITL account opened from backend as per govt. guidelines and amount was transferred to CC account. FITL account is closed as on date.

As per the RBI circular dated 22.05.2020, banks are allowed to convert the accumulated interest for the deferment period upto 31.08.2020 into FITL, which shall be repayable by 31.03.2021.

To opt for FITL, you will have to send an email to credit.department@newindiabank.in.

E-mail should include the following details:

Email Subject should be CC/OD No. - Borrower Name

• In the mail body please mention the following details

• Name of the borrower(s).

• CC/OD account number.

• Customer to mention in the email that "I wish to opt-in for the FITL facility offered by the Bank.

CPIO may provide the detail and copy of the application made by the Sudarshan Maurya in order to get the aforementioned facility and

 Account no- 390605420227 is FITL account opened from backend.

3-Please provide a copy of wish to opt-in for the FITL facility offered by the Bank as submitted by Sudarshan Maurya required to be submitted by Sudarshan Maurya to avail aforementioned facility.

 

4-Please take a glance of following.

4	31/10/20	681	Od penal interest applied for irregularity in account
19	30/04/21	17/-	Od penal interest applied for irregularity in account
23	31/10/21	632/-	Od penal interest applied for irregularity in account
24	30/11/21	1286/-	Od penal interest applied for irregularity in account
30	31/12/21	260/-	Od penal interest applied for irregularity in account

Rs.2876 charged from Sudarshan Maurya as Od penal interest applied for irregularity in account.

Please provide detail of Od penal interest.

5-Provide the detail of the staff including name and designation with posting in district Mirzapur who processed the impugned deduction of premium, charges from the Cash Credit Account/CCA.

Note-Affidavit of Sudarshan Maurya is attached for kind information. 

Enter Registration Number SBILW/R/E/22/00678

Name Yogi M P Singh

Received Date 11/08/2022

Public Authority SBI Lucknow Circle

Status REQUEST DISPOSED OF

Date of action 07/10/2022

Reply :- आर बी ओ -7/एफ ए/542-ए दिनांक-26.08.2022

View Document

CPIO Details :- RM RBO 7 VARANASI

Phone: 8795824306

rmvns[dot]fimmluc[at]sbi[dot]co[dot]in

First Appellate Authority Details :- GENERAL MANAGER (NETWORK-3)

Phone: 0522-2295133

gm3[dot]lholuc[at]sbi[dot]co[dot]in

Nodal Officer Details :-

Telephone Number 05222295363

Email Id agmpne[dot]lholuc[at]sbi[dot]co[dot]in

Online RTI Request Form Details

RTI Request Details :-

   

RTI Request Registration number SBILW/R/E/22/00678

Public Authority SBI Lucknow Circle

   

Personal Details of RTI Applicant:-

Name Yogi M P Singh

Gender Male

Address Mohalla Surekapuram , Mirzapur city, Laxmi Narayan Baikunth Mahadev Mandir

Country India

State Uttar Pradesh

Status Urban

Educational Status Literate

  Above Graduate

Phone Number +91-7379105911

Mobile Number +91-7379105911

Email-ID myogimpsingh[at]gmail[dot]com

Request Details :-

Citizenship Indian

Is the Requester Below Poverty Line ? No

(Description of Information sought (upto 500 characters)

Description of Information Sought

RTI request is attached in PDF form.

Concerned CPIO RM RBO 7 VARANASI

Supporting document (only pdf upto 1 MB)