First appellate authority upheld the denial of information by PIO, SBI, concerning FITL account opened from backend to conceal corruption



 
8. Exemption from disclosure of information. — (/) Notwithstanding anything contained in this Act, there shall be no obligation to give any citizen, — 

d) information including commercial confidence, trade secrets or intellectual property, the disclosure of 

which would harm the competitive position of a third party, unless the competent authority is satisfied that larger 
public interest warrants the disclosure of such information. 
(e) information available to a person in his fiduciary relationship, unless the competent authority is satisfied 
that the larger public interest warrants the disclosure of such information.

1

31/12/19

4720

Processing charge has been debited for the limit sanctioned

This application is on behalf of Sudarshan Maurya S/O Brijlal Maurya under subsection 1 of section 6 of the Right to Information Act 2005 to seek point wise information from central public information officer, State Bank of India within stipulated time as prescribed under subsection 1 of section 7 of Right to Information Act 2005 as follows.

1-CPIO may provide details regarding charge debited Rs.4720 from the account of Sudarshan Maurya with short description Processing charge has been debited for the limit sanctioned.

2-As reported by S.B.I.as follows-

Further, we confirm that EMI & interest is correctly applied in the accounts maintained by the customer. Account no- 390605420227 is FITL account opened from backend as per govt. guidelines and amount was transferred to CC account. FITL account is closed as on date.

As per the RBI circular dated 22.05.2020, banks are allowed to convert the accumulated interest for the deferment period upto 31.08.2020 into FITL, which shall be repayable by 31.03.2021.

To opt for FITL, you will have to send an email to credit.department@newindiabank.in.
E-mail should include the following details:

Email Subject should be CC/OD No. - Borrower Name

• In the mail body please mention the following details

• Name of the borrower(s).

• CC/OD account number.

• Customer to mention in the email that "I wish to opt-in for the FITL facility offered by the Bank.

CPIO may provide the detail and copy of the application made by the Sudarshan Maurya in order to get the aforementioned facility and

 Account no- 390605420227 is FITL account opened from backend.

3-Please provide a copy of wish to opt-in for the FITL facility offered by the Bank as submitted by Sudarshan Maurya required to be submitted by Sudarshan Maurya to avail aforementioned facility.

 

4-Please take a glance of following.

4

31/10/20

681

Od penal interest applied for irregularity in account

19

30/04/21

17/-

Od penal interest applied for irregularity in account

23

31/10/21

632/-

Od penal interest applied for irregularity in account

24

30/11/21

1286/-

Od penal interest applied for irregularity in account

30

31/12/21

260/-

Od penal interest applied for irregularity in account

Rs.2876 charged from Sudarshan Maurya as Od penal interest applied for irregularity in account.

Please provide detail of Od penal interest.

5-Provide the detail of the staff including name and designation with posting in district Mirzapur who processed the impugned deduction of premium, charges from the Cash Credit Account/CCA.

Enter Registration Number SBILW/A/E/22/00268

Name Yogi M P Singh

Received Date 06/12/2022

Public Authority SBI Lucknow Circle

Status APPEAL DISPOSED OF

Date of action 27/12/2022

Reply :- disposed off wide letter no BOPM-III/RTI/22-23/561 dated 27.12.2022

View Document

First Appellate Authority Details :- GENERAL MANAGER (NETWORK-3)

Phone: 0522-2295133

gm3[dot]lholuc[at]sbi[dot]co[dot]in

Nodal Officer Details :-

Telephone Number 05222295363

Email Id agmpne[dot]lholuc[at]sbi[dot]co[dot]in

Online RTI Appeal Form Details

RTI Appeal Details :-

   

RTI Appeal Registration number SBILW/A/E/22/00268

Public Authority SBI Lucknow Circle

   

Personal Details of Appellant:-

Request Registration Number SBILW/R/E/22/00678

Request Registration Date 11/08/2022

Name Yogi M P Singh

Gender Male

Address Mohalla Surekapuram , Mirzapur city, Laxmi Narayan Baikunth Mahadev Mandir

Country India

State Uttar Pradesh

Status Urban

Educational Status Literate

  Above Graduate

Phone Number +91-7379105911

Mobile Number +91-7379105911

Email-ID myogimpsingh[at]gmail[dot]com

Appeal Details :-

Citizenship Indian

Is the Requester Below Poverty Line ? No

Ground For Appeal Refused access to Information Requested

CPIO of Public Authority approached RM RBO 7 VARANASI

CPIO's Order/Decision Number Details not provided

CPIO's Order/Decision Date

(Description of Information sought (upto 500 characters)

Prayer or Relief Sought

Herewith appellant sought five-point information from CPIO, State Bank of India which have been denied by CPIO by taking recourse of subsection 1 d and 1 e of section 8 of Right to Information Act 2005 is illegal because appellant is not third party in the matter as This application is on behalf of Sudarshan Maurya S/O Brijlal Maurya under subsection 1 of section 6 of the Right to Information Act 2005 to seek point wise information. Vide first page of attached document in handwriting of Sudarshan Maurya.


Supporting document (only pdf upto 1 MB)

To see the attached PDF document to RTI Application cum appeal, click on this link to be apprised of corruption in the working of SBI